diff --git a/CHANGELOG.md b/CHANGELOG.md
index e6a3f5ec78a..fcd08364cc2 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -105,6 +105,7 @@ Docs: https://docs.openclaw.ai
 - Telegram/final preview cleanup follow-up: clear stale cleanup-retain state only for transient preview finals so archived-preview retains no longer leave a stale partial bubble beside a later fallback-sent final. (#41763) Thanks @obviyus.
 - Signal/config schema: accept `channels.signal.accountUuid` in strict config validation so loop-protection configs no longer fail with an unrecognized-key error. (#35578) Thanks @ingyukoh.
 - Telegram/config schema: accept `channels.telegram.actions.editMessage` and `createForumTopic` in strict config validation so existing Telegram action toggles no longer fail as unrecognized keys. (#35498) Thanks @ingyukoh.
+- Agents/cooldowns: default cooldown windows with no recorded failure history to `unknown` instead of `rate_limit`, avoiding false API rate-limit warnings while preserving cooldown recovery probes. (#42911) Thanks @VibhorGautam.
 
 ## 2026.3.8
 
diff --git a/src/agents/auth-profiles/usage.test.ts b/src/agents/auth-profiles/usage.test.ts
index 261eae6efd5..6dd5697cc99 100644
--- a/src/agents/auth-profiles/usage.test.ts
+++ b/src/agents/auth-profiles/usage.test.ts
@@ -207,7 +207,7 @@ describe("resolveProfilesUnavailableReason", () => {
     ).toBe("overloaded");
   });
 
-  it("falls back to rate_limit when active cooldown has no reason history", () => {
+  it("falls back to unknown when active cooldown has no reason history", () => {
     const now = Date.now();
     const store = makeStore({
       "anthropic:default": {
@@ -221,7 +221,7 @@ describe("resolveProfilesUnavailableReason", () => {
         profileIds: ["anthropic:default"],
         now,
       }),
-    ).toBe("rate_limit");
+    ).toBe("unknown");
   });
 
   it("ignores expired windows and returns null when no profile is actively unavailable", () => {
diff --git a/src/agents/auth-profiles/usage.ts b/src/agents/auth-profiles/usage.ts
index 273fd754595..20e1cbaa497 100644
--- a/src/agents/auth-profiles/usage.ts
+++ b/src/agents/auth-profiles/usage.ts
@@ -110,7 +110,11 @@ export function resolveProfilesUnavailableReason(params: {
       recordedReason = true;
     }
     if (!recordedReason) {
-      addScore("rate_limit", 1);
+      // No failure counts recorded for this cooldown window. Previously this
+      // defaulted to "rate_limit", which caused false "rate limit reached"
+      // warnings when the actual reason was unknown (e.g. transient network
+      // blip or server error without a classified failure count).
+      addScore("unknown", 1);
     }
   }
 
diff --git a/src/agents/model-fallback.test.ts b/src/agents/model-fallback.test.ts
index 8bc1a6ecb47..f8422b4aa14 100644
--- a/src/agents/model-fallback.test.ts
+++ b/src/agents/model-fallback.test.ts
@@ -555,7 +555,7 @@ describe("runWithModelFallback", () => {
       usageStat: {
         cooldownUntil: Date.now() + 5 * 60_000,
       },
-      expectedReason: "rate_limit",
+      expectedReason: "unknown",
     });
   });
 
diff --git a/src/agents/model-fallback.ts b/src/agents/model-fallback.ts
index cda7771d329..d14ede7658b 100644
--- a/src/agents/model-fallback.ts
+++ b/src/agents/model-fallback.ts
@@ -449,7 +449,7 @@ function resolveCooldownDecision(params: {
       store: params.authStore,
       profileIds: params.profileIds,
       now: params.now,
-    }) ?? "rate_limit";
+    }) ?? "unknown";
   const isPersistentAuthIssue = inferredReason === "auth" || inferredReason === "auth_permanent";
   if (isPersistentAuthIssue) {
     return {
@@ -483,7 +483,10 @@ function resolveCooldownDecision(params: {
   // limits, which are often model-scoped and can recover on a sibling model.
   const shouldAttemptDespiteCooldown =
     (params.isPrimary && (!params.requestedModel || shouldProbe)) ||
-    (!params.isPrimary && (inferredReason === "rate_limit" || inferredReason === "overloaded"));
+    (!params.isPrimary &&
+      (inferredReason === "rate_limit" ||
+        inferredReason === "overloaded" ||
+        inferredReason === "unknown"));
   if (!shouldAttemptDespiteCooldown) {
     return {
       type: "skip",
@@ -588,13 +591,16 @@ export async function runWithModelFallback<T>(params: {
         if (
           decision.reason === "rate_limit" ||
           decision.reason === "overloaded" ||
-          decision.reason === "billing"
+          decision.reason === "billing" ||
+          decision.reason === "unknown"
         ) {
           // Probe at most once per provider per fallback run when all profiles
           // are cooldowned. Re-probing every same-provider candidate can stall
           // cross-provider fallback on providers with long internal retries.
           const isTransientCooldownReason =
-            decision.reason === "rate_limit" || decision.reason === "overloaded";
+            decision.reason === "rate_limit" ||
+            decision.reason === "overloaded" ||
+            decision.reason === "unknown";
           if (isTransientCooldownReason && cooldownProbeUsedProviders.has(candidate.provider)) {
             const error = `Provider ${candidate.provider} is in cooldown (probe already attempted this run)`;
             attempts.push({
diff --git a/src/agents/pi-embedded-runner.run-embedded-pi-agent.auth-profile-rotation.e2e.test.ts b/src/agents/pi-embedded-runner.run-embedded-pi-agent.auth-profile-rotation.e2e.test.ts
index 2d658aada32..0aa665e0635 100644
--- a/src/agents/pi-embedded-runner.run-embedded-pi-agent.auth-profile-rotation.e2e.test.ts
+++ b/src/agents/pi-embedded-runner.run-embedded-pi-agent.auth-profile-rotation.e2e.test.ts
@@ -981,7 +981,7 @@ describe("runEmbeddedPiAgent auth profile rotation", () => {
         }),
       ).rejects.toMatchObject({
         name: "FailoverError",
-        reason: "rate_limit",
+        reason: "unknown",
         provider: "openai",
         model: "mock-1",
       });
@@ -1153,7 +1153,7 @@ describe("runEmbeddedPiAgent auth profile rotation", () => {
         }),
       ).rejects.toMatchObject({
         name: "FailoverError",
-        reason: "rate_limit",
+        reason: "unknown",
         provider: "openai",
         model: "mock-1",
       });
diff --git a/src/agents/pi-embedded-runner/run.ts b/src/agents/pi-embedded-runner/run.ts
index 7f5f4f525b7..a28d74bf71e 100644
--- a/src/agents/pi-embedded-runner/run.ts
+++ b/src/agents/pi-embedded-runner/run.ts
@@ -553,7 +553,7 @@ export async function runEmbeddedPiAgent(
             resolveProfilesUnavailableReason({
               store: authStore,
               profileIds,
-            }) ?? "rate_limit"
+            }) ?? "unknown"
           );
         }
         const classified = classifyFailoverReason(params.message);
@@ -669,14 +669,15 @@ export async function runEmbeddedPiAgent(
           ? (resolveProfilesUnavailableReason({
               store: authStore,
               profileIds: autoProfileCandidates,
-            }) ?? "rate_limit")
+            }) ?? "unknown")
           : null;
         const allowTransientCooldownProbe =
           params.allowTransientCooldownProbe === true &&
           allAutoProfilesInCooldown &&
           (unavailableReason === "rate_limit" ||
             unavailableReason === "overloaded" ||
-            unavailableReason === "billing");
+            unavailableReason === "billing" ||
+            unavailableReason === "unknown");
         let didTransientCooldownProbe = false;
 
         while (profileIndex < profileCandidates.length) {