diff --git a/extensions/matrix/src/matrix/account-config.ts b/extensions/matrix/src/matrix/account-config.ts
index ad6bf39b9f0..17af48bdafe 100644
--- a/extensions/matrix/src/matrix/account-config.ts
+++ b/extensions/matrix/src/matrix/account-config.ts
@@ -2,11 +2,14 @@ import { normalizeAccountId } from "openclaw/plugin-sdk/account-id";
 import { DEFAULT_ACCOUNT_ID } from "openclaw/plugin-sdk/account-id";
 import {
   listConfiguredAccountIds,
+  resolveMergedAccountConfig,
   resolveNormalizedAccountEntry,
 } from "openclaw/plugin-sdk/account-resolution";
 import { hasConfiguredSecretInput } from "openclaw/plugin-sdk/secret-input";
 import type { CoreConfig, MatrixAccountConfig, MatrixConfig } from "../types.js";
 
+type MatrixRoomEntries = Record<string, NonNullable<MatrixConfig["groups"]>[string]>;
+
 export function resolveMatrixBaseConfig(cfg: CoreConfig): MatrixConfig {
   return cfg.channels?.matrix ?? {};
 }
@@ -19,6 +22,51 @@ function resolveMatrixAccountsMap(cfg: CoreConfig): Readonly<Record<string, Matr
   return accounts;
 }
 
+function selectInheritedMatrixRoomEntries(params: {
+  entries: MatrixRoomEntries | undefined;
+  accountId: string;
+}): MatrixRoomEntries | undefined {
+  const entries = params.entries;
+  if (!entries) {
+    return undefined;
+  }
+  const selected = Object.fromEntries(
+    Object.entries(entries).filter(([, value]) => {
+      const scopedAccount =
+        typeof value?.account === "string" ? normalizeAccountId(value.account) : undefined;
+      return scopedAccount === undefined || scopedAccount === params.accountId;
+    }),
+  ) as MatrixRoomEntries;
+  return Object.keys(selected).length > 0 ? selected : undefined;
+}
+
+function mergeMatrixRoomEntries(
+  inherited: MatrixRoomEntries | undefined,
+  accountEntries: MatrixRoomEntries | undefined,
+  hasAccountOverride: boolean,
+): MatrixRoomEntries | undefined {
+  if (!inherited && !accountEntries) {
+    return undefined;
+  }
+  if (hasAccountOverride && Object.keys(accountEntries ?? {}).length === 0) {
+    return undefined;
+  }
+  const merged: MatrixRoomEntries = {
+    ...(inherited ?? {}),
+  };
+  for (const [key, value] of Object.entries(accountEntries ?? {})) {
+    const inheritedValue = merged[key];
+    merged[key] =
+      inheritedValue && value
+        ? {
+            ...inheritedValue,
+            ...value,
+          }
+        : (value ?? inheritedValue);
+  }
+  return Object.keys(merged).length > 0 ? merged : undefined;
+}
+
 export function listNormalizedMatrixAccountIds(cfg: CoreConfig): string[] {
   return listConfiguredAccountIds({
     accounts: resolveMatrixAccountsMap(cfg),
@@ -58,3 +106,45 @@ export function hasExplicitMatrixAccountConfig(cfg: CoreConfig, accountId: strin
     typeof matrix.avatarUrl === "string"
   );
 }
+
+export function resolveMatrixAccountConfig(params: {
+  cfg: CoreConfig;
+  accountId?: string | null;
+  env?: NodeJS.ProcessEnv;
+}): MatrixConfig {
+  const accountId = normalizeAccountId(params.accountId);
+  const base = resolveMatrixBaseConfig(params.cfg);
+  const merged = resolveMergedAccountConfig<MatrixConfig>({
+    channelConfig: base,
+    accounts: params.cfg.channels?.matrix?.accounts as
+      | Record<string, Partial<MatrixConfig>>
+      | undefined,
+    accountId,
+    normalizeAccountId,
+    nestedObjectKeys: ["dm", "actions"],
+  });
+  const accountConfig = findMatrixAccountConfig(params.cfg, accountId);
+  const groups = mergeMatrixRoomEntries(
+    selectInheritedMatrixRoomEntries({
+      entries: base.groups,
+      accountId,
+    }),
+    accountConfig?.groups,
+    Boolean(accountConfig && Object.hasOwn(accountConfig, "groups")),
+  );
+  const rooms = mergeMatrixRoomEntries(
+    selectInheritedMatrixRoomEntries({
+      entries: base.rooms,
+      accountId,
+    }),
+    accountConfig?.rooms,
+    Boolean(accountConfig && Object.hasOwn(accountConfig, "rooms")),
+  );
+  // Room maps need custom scoping, so keep the generic merge for all other fields.
+  const { groups: _ignoredGroups, rooms: _ignoredRooms, ...rest } = merged;
+  return {
+    ...rest,
+    ...(groups ? { groups } : {}),
+    ...(rooms ? { rooms } : {}),
+  };
+}
diff --git a/extensions/matrix/src/matrix/accounts.ts b/extensions/matrix/src/matrix/accounts.ts
index a82448b4e38..5683bfa73f4 100644
--- a/extensions/matrix/src/matrix/accounts.ts
+++ b/extensions/matrix/src/matrix/accounts.ts
@@ -1,62 +1,18 @@
 import { DEFAULT_ACCOUNT_ID, normalizeAccountId } from "openclaw/plugin-sdk/account-id";
-import { resolveMergedAccountConfig } from "openclaw/plugin-sdk/account-resolution";
 import { hasConfiguredSecretInput } from "openclaw/plugin-sdk/secret-input";
 import {
   resolveConfiguredMatrixAccountIds,
   resolveMatrixDefaultOrOnlyAccountId,
 } from "../account-selection.js";
 import type { CoreConfig, MatrixConfig } from "../types.js";
-import { findMatrixAccountConfig, resolveMatrixBaseConfig } from "./account-config.js";
+import {
+  findMatrixAccountConfig,
+  resolveMatrixAccountConfig,
+  resolveMatrixBaseConfig,
+} from "./account-config.js";
 import { resolveMatrixConfigForAccount } from "./client.js";
 import { credentialsMatchConfig, loadMatrixCredentials } from "./credentials-read.js";
 
-type MatrixRoomEntries = Record<string, NonNullable<MatrixConfig["groups"]>[string]>;
-
-function selectInheritedMatrixRoomEntries(params: {
-  entries: MatrixRoomEntries | undefined;
-  accountId: string;
-}): MatrixRoomEntries | undefined {
-  const entries = params.entries;
-  if (!entries) {
-    return undefined;
-  }
-  const selected = Object.fromEntries(
-    Object.entries(entries).filter(([, value]) => {
-      const scopedAccount =
-        typeof value?.account === "string" ? normalizeAccountId(value.account) : undefined;
-      return scopedAccount === undefined || scopedAccount === params.accountId;
-    }),
-  ) as MatrixRoomEntries;
-  return Object.keys(selected).length > 0 ? selected : undefined;
-}
-
-function mergeMatrixRoomEntries(
-  inherited: MatrixRoomEntries | undefined,
-  accountEntries: MatrixRoomEntries | undefined,
-  hasAccountOverride: boolean,
-): MatrixRoomEntries | undefined {
-  if (!inherited && !accountEntries) {
-    return undefined;
-  }
-  if (hasAccountOverride && Object.keys(accountEntries ?? {}).length === 0) {
-    return undefined;
-  }
-  const merged: MatrixRoomEntries = {
-    ...(inherited ?? {}),
-  };
-  for (const [key, value] of Object.entries(accountEntries ?? {})) {
-    const inheritedValue = merged[key];
-    merged[key] =
-      inheritedValue && value
-        ? {
-            ...inheritedValue,
-            ...value,
-          }
-        : (value ?? inheritedValue);
-  }
-  return Object.keys(merged).length > 0 ? merged : undefined;
-}
-
 export type ResolvedMatrixAccount = {
   accountId: string;
   enabled: boolean;
@@ -177,45 +133,4 @@ export function resolveMatrixAccount(params: {
   };
 }
 
-export function resolveMatrixAccountConfig(params: {
-  cfg: CoreConfig;
-  accountId?: string | null;
-  env?: NodeJS.ProcessEnv;
-}): MatrixConfig {
-  const env = params.env ?? process.env;
-  const accountId = normalizeAccountId(params.accountId);
-  const base = resolveMatrixBaseConfig(params.cfg);
-  const merged = resolveMergedAccountConfig<MatrixConfig>({
-    channelConfig: base,
-    accounts: params.cfg.channels?.matrix?.accounts as
-      | Record<string, Partial<MatrixConfig>>
-      | undefined,
-    accountId,
-    normalizeAccountId,
-    nestedObjectKeys: ["dm", "actions"],
-  });
-  const accountConfig = findMatrixAccountConfig(params.cfg, accountId);
-  const groups = mergeMatrixRoomEntries(
-    selectInheritedMatrixRoomEntries({
-      entries: base.groups,
-      accountId,
-    }),
-    accountConfig?.groups,
-    Boolean(accountConfig && Object.hasOwn(accountConfig, "groups")),
-  );
-  const rooms = mergeMatrixRoomEntries(
-    selectInheritedMatrixRoomEntries({
-      entries: base.rooms,
-      accountId,
-    }),
-    accountConfig?.rooms,
-    Boolean(accountConfig && Object.hasOwn(accountConfig, "rooms")),
-  );
-  // Room maps need custom scoping, so keep the generic merge for all other fields.
-  const { groups: _ignoredGroups, rooms: _ignoredRooms, ...rest } = merged;
-  return {
-    ...rest,
-    ...(groups ? { groups } : {}),
-    ...(rooms ? { rooms } : {}),
-  };
-}
+export { resolveMatrixAccountConfig } from "./account-config.js";
diff --git a/extensions/matrix/src/matrix/monitor/ack-config.ts b/extensions/matrix/src/matrix/monitor/ack-config.ts
index 6a6c9de3b8c..52ed93e52bc 100644
--- a/extensions/matrix/src/matrix/monitor/ack-config.ts
+++ b/extensions/matrix/src/matrix/monitor/ack-config.ts
@@ -1,5 +1,5 @@
 import type { CoreConfig } from "../../types.js";
-import { resolveMatrixAccountConfig } from "../accounts.js";
+import { resolveMatrixAccountConfig } from "../account-config.js";
 import { resolveAckReaction, type OpenClawConfig } from "./runtime-api.js";
 
 type MatrixAckReactionScope = "group-mentions" | "group-all" | "direct" | "all" | "none" | "off";
diff --git a/extensions/matrix/src/matrix/monitor/index.test.ts b/extensions/matrix/src/matrix/monitor/index.test.ts
index bdedec3f5d2..22d4ef00e5f 100644
--- a/extensions/matrix/src/matrix/monitor/index.test.ts
+++ b/extensions/matrix/src/matrix/monitor/index.test.ts
@@ -177,7 +177,7 @@ vi.mock("../../runtime.js", () => ({
     config: {
       loadConfig: () => ({
         channels: {
-          matrix: {},
+          matrix: hoisted.accountConfig,
         },
       }),
       writeConfigFile: vi.fn(),
diff --git a/extensions/matrix/src/matrix/monitor/index.ts b/extensions/matrix/src/matrix/monitor/index.ts
index 1da020c3f18..0b49a9b7ba1 100644
--- a/extensions/matrix/src/matrix/monitor/index.ts
+++ b/extensions/matrix/src/matrix/monitor/index.ts
@@ -10,7 +10,8 @@ import {
 } from "../../runtime-api.js";
 import { getMatrixRuntime } from "../../runtime.js";
 import type { CoreConfig, ReplyToMode } from "../../types.js";
-import { resolveConfiguredMatrixBotUserIds, resolveMatrixAccount } from "../accounts.js";
+import { resolveConfiguredMatrixBotUserIds } from "../accounts.js";
+import { resolveMatrixAccountConfig } from "../account-config.js";
 import { setActiveMatrixClient } from "../active-client.js";
 import {
   isBunRuntime,
@@ -82,8 +83,10 @@ export async function monitorMatrixProvider(opts: MonitorMatrixOpts = {}): Promi
   const effectiveAccountId = authContext.accountId;
 
   // Resolve account-specific config for multi-account support
-  const account = resolveMatrixAccount({ cfg, accountId: effectiveAccountId });
-  const accountConfig = account.config;
+  const accountConfig = resolveMatrixAccountConfig({
+    cfg,
+    accountId: effectiveAccountId,
+  });
 
   const allowlistOnly = accountConfig.allowlistOnly === true;
   const accountAllowBots = accountConfig.allowBots;
@@ -179,7 +182,7 @@ export async function monitorMatrixProvider(opts: MonitorMatrixOpts = {}): Promi
   warnMissingProviderGroupPolicyFallbackOnce({
     providerMissingFallbackApplied,
     providerKey: "matrix",
-    accountId: account.accountId,
+    accountId: effectiveAccountId,
     blockedLabel: GROUP_POLICY_BLOCKED_LABEL.room,
     log: (message) => logVerboseMessage(message),
   });
@@ -190,18 +193,18 @@ export async function monitorMatrixProvider(opts: MonitorMatrixOpts = {}): Promi
   const threadBindingIdleTimeoutMs = resolveThreadBindingIdleTimeoutMsForChannel({
     cfg,
     channel: "matrix",
-    accountId: account.accountId,
+    accountId: effectiveAccountId,
   });
   const threadBindingMaxAgeMs = resolveThreadBindingMaxAgeMsForChannel({
     cfg,
     channel: "matrix",
-    accountId: account.accountId,
+    accountId: effectiveAccountId,
   });
   const dmConfig = accountConfig.dm;
   const dmEnabled = dmConfig?.enabled ?? true;
   const dmPolicyRaw = dmConfig?.policy ?? "pairing";
   const dmPolicy = allowlistOnly && dmPolicyRaw !== "disabled" ? "allowlist" : dmPolicyRaw;
-  const textLimit = core.channel.text.resolveTextChunkLimit(cfg, "matrix", account.accountId);
+  const textLimit = core.channel.text.resolveTextChunkLimit(cfg, "matrix", effectiveAccountId);
   const globalGroupChatHistoryLimit = (
     cfg.messages as { groupChat?: { historyLimit?: number } } | undefined
   )?.groupChat?.historyLimit;
@@ -252,7 +255,7 @@ export async function monitorMatrixProvider(opts: MonitorMatrixOpts = {}): Promi
     client,
     core,
     cfg,
-    accountId: account.accountId,
+    accountId: effectiveAccountId,
     runtime,
     logger,
     logVerboseMessage,
@@ -291,7 +294,7 @@ export async function monitorMatrixProvider(opts: MonitorMatrixOpts = {}): Promi
 
   try {
     threadBindingManager = await createMatrixThreadBindingManager({
-      accountId: account.accountId,
+      accountId: effectiveAccountId,
       auth,
       client,
       env: process.env,
@@ -315,7 +318,7 @@ export async function monitorMatrixProvider(opts: MonitorMatrixOpts = {}): Promi
           .readAllowFromStore({
             channel: "matrix",
             env: process.env,
-            accountId: account.accountId,
+            accountId: effectiveAccountId,
           })
           .catch(() => []),
       directTracker,
@@ -343,7 +346,7 @@ export async function monitorMatrixProvider(opts: MonitorMatrixOpts = {}): Promi
     await runMatrixStartupMaintenance({
       client,
       auth,
-      accountId: account.accountId,
+      accountId: effectiveAccountId,
       effectiveAccountId,
       accountConfig,
       logger,
diff --git a/extensions/matrix/src/matrix/monitor/reaction-events.ts b/extensions/matrix/src/matrix/monitor/reaction-events.ts
index a6604682dc8..013c0741adc 100644
--- a/extensions/matrix/src/matrix/monitor/reaction-events.ts
+++ b/extensions/matrix/src/matrix/monitor/reaction-events.ts
@@ -1,6 +1,6 @@
 import { getSessionBindingService } from "openclaw/plugin-sdk/conversation-runtime";
 import type { CoreConfig } from "../../types.js";
-import { resolveMatrixAccountConfig } from "../accounts.js";
+import { resolveMatrixAccountConfig } from "../account-config.js";
 import { extractMatrixReactionAnnotation } from "../reaction-common.js";
 import type { MatrixClient } from "../sdk.js";
 import { resolveMatrixInboundRoute } from "./route.js";
diff --git a/extensions/matrix/src/matrix/send/client.ts b/extensions/matrix/src/matrix/send/client.ts
index 214e27294a8..5997c46e3b3 100644
--- a/extensions/matrix/src/matrix/send/client.ts
+++ b/extensions/matrix/src/matrix/send/client.ts
@@ -1,6 +1,6 @@
 import { getMatrixRuntime } from "../../runtime.js";
 import type { CoreConfig } from "../../types.js";
-import { resolveMatrixAccountConfig } from "../accounts.js";
+import { resolveMatrixAccountConfig } from "../account-config.js";
 import { withResolvedRuntimeMatrixClient } from "../client-bootstrap.js";
 import type { MatrixClient } from "../sdk.js";
 
diff --git a/extensions/telegram/src/bot-deps.ts b/extensions/telegram/src/bot-deps.ts
index 237b93b9dc4..b8759ec40ee 100644
--- a/extensions/telegram/src/bot-deps.ts
+++ b/extensions/telegram/src/bot-deps.ts
@@ -8,7 +8,7 @@ import { loadConfig, resolveStorePath } from "openclaw/plugin-sdk/config-runtime
 import { loadSessionStore } from "openclaw/plugin-sdk/config-runtime";
 import { readChannelAllowFromStore } from "openclaw/plugin-sdk/conversation-runtime";
 import { upsertChannelPairingRequest } from "openclaw/plugin-sdk/conversation-runtime";
-import { dispatchReplyWithBufferedBlockDispatcher } from "openclaw/plugin-sdk/reply-runtime";
+import { dispatchReplyWithBufferedBlockDispatcher } from "openclaw/plugin-sdk/reply-dispatch-runtime";
 import { loadWebMedia } from "openclaw/plugin-sdk/web-media";
 import { syncTelegramMenuCommands } from "./bot-native-command-menu.js";
 import { deliverReplies, emitInternalMessageSentHook } from "./bot/delivery.js";
diff --git a/extensions/telegram/src/bot.ts b/extensions/telegram/src/bot.ts
index 2dd47d58556..e3ec75883ef 100644
--- a/extensions/telegram/src/bot.ts
+++ b/extensions/telegram/src/bot.ts
@@ -17,7 +17,7 @@ import {
 } from "openclaw/plugin-sdk/conversation-runtime";
 import { formatUncaughtError } from "openclaw/plugin-sdk/error-runtime";
 import { DEFAULT_GROUP_HISTORY_LIMIT, type HistoryEntry } from "openclaw/plugin-sdk/reply-history";
-import { resolveTextChunkLimit } from "openclaw/plugin-sdk/reply-runtime";
+import { resolveTextChunkLimit } from "openclaw/plugin-sdk/reply-chunking";
 import { danger, logVerbose, shouldLogVerbose } from "openclaw/plugin-sdk/runtime-env";
 import { getChildLogger } from "openclaw/plugin-sdk/runtime-env";
 import { createSubsystemLogger } from "openclaw/plugin-sdk/runtime-env";