diff --git a/extensions/irc/src/accounts.test.ts b/extensions/irc/src/accounts.test.ts
index 5b4685795c6..1d8ab275af0 100644
--- a/extensions/irc/src/accounts.test.ts
+++ b/extensions/irc/src/accounts.test.ts
@@ -81,6 +81,29 @@ describe("resolveDefaultIrcAccountId", () => {
 });
 
 describe("resolveIrcAccount", () => {
+  it("matches normalized configured account ids", () => {
+    const account = resolveIrcAccount({
+      cfg: asConfig({
+        channels: {
+          irc: {
+            accounts: {
+              "Ops Team": {
+                host: "irc.example.com",
+                nick: "claw",
+              },
+            },
+          },
+        },
+      }),
+      accountId: "ops-team",
+    });
+
+    expect(account.accountId).toBe("ops-team");
+    expect(account.host).toBe("irc.example.com");
+    expect(account.nick).toBe("claw");
+    expect(account.configured).toBe(true);
+  });
+
   it("parses delimited IRC_CHANNELS env values for the default account", () => {
     const previousChannels = process.env.IRC_CHANNELS;
     process.env.IRC_CHANNELS = "alpha, beta\ngamma; delta";
diff --git a/extensions/irc/src/accounts.ts b/extensions/irc/src/accounts.ts
index 39e726e9b5f..d33290d0310 100644
--- a/extensions/irc/src/accounts.ts
+++ b/extensions/irc/src/accounts.ts
@@ -1,5 +1,6 @@
 import { createAccountListHelpers, mergeAccountConfig } from "openclaw/plugin-sdk/account-helpers";
 import { DEFAULT_ACCOUNT_ID, normalizeAccountId } from "openclaw/plugin-sdk/account-id";
+import { resolveNormalizedAccountEntry } from "openclaw/plugin-sdk/account-resolution";
 import { parseOptionalDelimitedEntries } from "openclaw/plugin-sdk/core";
 import { tryReadSecretFileSync } from "openclaw/plugin-sdk/infra-runtime";
 import { normalizeResolvedSecretInputString } from "openclaw/plugin-sdk/secret-input";
@@ -46,17 +47,11 @@ const { listAccountIds: listIrcAccountIds, resolveDefaultAccountId: resolveDefau
 export { listIrcAccountIds, resolveDefaultIrcAccountId };
 
 function resolveAccountConfig(cfg: CoreConfig, accountId: string): IrcAccountConfig | undefined {
-  const accounts = cfg.channels?.irc?.accounts;
-  if (!accounts || typeof accounts !== "object") {
-    return undefined;
-  }
-  const direct = accounts[accountId] as IrcAccountConfig | undefined;
-  if (direct) {
-    return direct;
-  }
-  const normalized = normalizeAccountId(accountId);
-  const matchKey = Object.keys(accounts).find((key) => normalizeAccountId(key) === normalized);
-  return matchKey ? (accounts[matchKey] as IrcAccountConfig | undefined) : undefined;
+  return resolveNormalizedAccountEntry(
+    cfg.channels?.irc?.accounts as Record<string, IrcAccountConfig> | undefined,
+    accountId,
+    normalizeAccountId,
+  );
 }
 
 function mergeIrcAccountConfig(cfg: CoreConfig, accountId: string): IrcAccountConfig {
diff --git a/extensions/nextcloud-talk/src/accounts.test.ts b/extensions/nextcloud-talk/src/accounts.test.ts
index dbc43690a3b..77e35bf65fb 100644
--- a/extensions/nextcloud-talk/src/accounts.test.ts
+++ b/extensions/nextcloud-talk/src/accounts.test.ts
@@ -6,6 +6,29 @@ import { resolveNextcloudTalkAccount } from "./accounts.js";
 import type { CoreConfig } from "./types.js";
 
 describe("resolveNextcloudTalkAccount", () => {
+  it("matches normalized configured account ids", () => {
+    const account = resolveNextcloudTalkAccount({
+      cfg: {
+        channels: {
+          "nextcloud-talk": {
+            accounts: {
+              "Ops Team": {
+                baseUrl: "https://cloud.example.com",
+                botSecret: "bot-secret",
+              },
+            },
+          },
+        },
+      } as CoreConfig,
+      accountId: "ops-team",
+    });
+
+    expect(account.accountId).toBe("ops-team");
+    expect(account.baseUrl).toBe("https://cloud.example.com");
+    expect(account.secret).toBe("bot-secret");
+    expect(account.secretSource).toBe("config");
+  });
+
   it.runIf(process.platform !== "win32")("rejects symlinked botSecretFile paths", () => {
     const dir = fs.mkdtempSync(path.join(os.tmpdir(), "openclaw-nextcloud-talk-"));
     const secretFile = path.join(dir, "secret.txt");
diff --git a/extensions/nextcloud-talk/src/accounts.ts b/extensions/nextcloud-talk/src/accounts.ts
index d82b1c3ffd6..27e3178c84c 100644
--- a/extensions/nextcloud-talk/src/accounts.ts
+++ b/extensions/nextcloud-talk/src/accounts.ts
@@ -1,4 +1,7 @@
-import { mergeAccountConfig } from "openclaw/plugin-sdk/account-resolution";
+import {
+  mergeAccountConfig,
+  resolveNormalizedAccountEntry,
+} from "openclaw/plugin-sdk/account-resolution";
 import { tryReadSecretFileSync } from "openclaw/plugin-sdk/infra-runtime";
 import {
   createAccountListHelpers,
@@ -48,17 +51,13 @@ function resolveAccountConfig(
   cfg: CoreConfig,
   accountId: string,
 ): NextcloudTalkAccountConfig | undefined {
-  const accounts = cfg.channels?.["nextcloud-talk"]?.accounts;
-  if (!accounts || typeof accounts !== "object") {
-    return undefined;
-  }
-  const direct = accounts[accountId] as NextcloudTalkAccountConfig | undefined;
-  if (direct) {
-    return direct;
-  }
-  const normalized = normalizeAccountId(accountId);
-  const matchKey = Object.keys(accounts).find((key) => normalizeAccountId(key) === normalized);
-  return matchKey ? (accounts[matchKey] as NextcloudTalkAccountConfig | undefined) : undefined;
+  return resolveNormalizedAccountEntry(
+    cfg.channels?.["nextcloud-talk"]?.accounts as
+      | Record<string, NextcloudTalkAccountConfig>
+      | undefined,
+    accountId,
+    normalizeAccountId,
+  );
 }
 
 function mergeNextcloudTalkAccountConfig(
diff --git a/extensions/telegram/src/token.test.ts b/extensions/telegram/src/token.test.ts
index 74218f83ddd..b7b3ebd2d20 100644
--- a/extensions/telegram/src/token.test.ts
+++ b/extensions/telegram/src/token.test.ts
@@ -117,6 +117,23 @@ describe("resolveTelegramToken", () => {
     expect(res.source).toBe("config");
   });
 
+  it("resolves per-account tokens when config keys normalize spaces to dashes", () => {
+    vi.stubEnv("TELEGRAM_BOT_TOKEN", "");
+    const cfg = {
+      channels: {
+        telegram: {
+          accounts: {
+            "Carey Notifications": { botToken: "acct-token" },
+          },
+        },
+      },
+    } as OpenClawConfig;
+
+    const res = resolveTelegramToken(cfg, { accountId: "carey-notifications" });
+    expect(res.token).toBe("acct-token");
+    expect(res.source).toBe("config");
+  });
+
   it("falls back to top-level token for non-default accounts without account token", () => {
     const cfg = {
       channels: {
diff --git a/extensions/telegram/src/token.ts b/extensions/telegram/src/token.ts
index c2482772c61..29d3298c72f 100644
--- a/extensions/telegram/src/token.ts
+++ b/extensions/telegram/src/token.ts
@@ -1,3 +1,4 @@
+import { resolveNormalizedAccountEntry } from "openclaw/plugin-sdk/account-resolution";
 import type { BaseTokenResolution } from "openclaw/plugin-sdk/channel-contract";
 import type { OpenClawConfig } from "openclaw/plugin-sdk/config-runtime";
 import { tryReadSecretFileSync } from "openclaw/plugin-sdk/infra-runtime";
@@ -28,17 +29,9 @@ export function resolveTelegramToken(
   // be normalized, so resolve per-account config by matching normalized IDs.
   const resolveAccountCfg = (id: string): TelegramAccountConfig | undefined => {
     const accounts = telegramCfg?.accounts;
-    if (!accounts || typeof accounts !== "object" || Array.isArray(accounts)) {
-      return undefined;
-    }
-    // Direct hit (already normalized key)
-    const direct = accounts[id];
-    if (direct) {
-      return direct;
-    }
-    // Fallback: match by normalized key
-    const matchKey = Object.keys(accounts).find((key) => normalizeAccountId(key) === id);
-    return matchKey ? accounts[matchKey] : undefined;
+    return Array.isArray(accounts)
+      ? undefined
+      : resolveNormalizedAccountEntry(accounts, id, normalizeAccountId);
   };
 
   const accountCfg = resolveAccountCfg(
diff --git a/src/gateway/server-channels.ts b/src/gateway/server-channels.ts
index 16cad24b07d..9496426cf5a 100644
--- a/src/gateway/server-channels.ts
+++ b/src/gateway/server-channels.ts
@@ -7,7 +7,7 @@ import { formatErrorMessage } from "../infra/errors.js";
 import { resetDirectoryCache } from "../infra/outbound/target-resolver.js";
 import type { createSubsystemLogger } from "../logging/subsystem.js";
 import type { PluginRuntime } from "../plugins/runtime/types.js";
-import { resolveAccountEntry } from "../routing/account-lookup.js";
+import { resolveAccountEntry, resolveNormalizedAccountEntry } from "../routing/account-lookup.js";
 import {
   DEFAULT_ACCOUNT_ID,
   normalizeAccountId,
@@ -162,13 +162,15 @@ export function createChannelManager(opts: ChannelManagerOptions): ChannelManage
     if (!normalizedAccountId) {
       return undefined;
     }
-    const matchKey = Object.keys(channelConfig.accounts).find(
-      (key) => normalizeAccountId(key) === normalizedAccountId,
+    const match = resolveNormalizedAccountEntry(
+      channelConfig.accounts,
+      normalizedAccountId,
+      normalizeAccountId,
     );
-    if (!matchKey) {
+    if (typeof match?.healthMonitor?.enabled !== "boolean") {
       return undefined;
     }
-    return channelConfig.accounts[matchKey]?.healthMonitor?.enabled;
+    return match.healthMonitor.enabled;
   };
 
   const isHealthMonitorEnabled = (channelId: ChannelId, accountId: string): boolean => {
diff --git a/src/plugin-sdk/account-resolution.ts b/src/plugin-sdk/account-resolution.ts
index 38f3f25e69d..95527e3a082 100644
--- a/src/plugin-sdk/account-resolution.ts
+++ b/src/plugin-sdk/account-resolution.ts
@@ -6,7 +6,7 @@ export {
   mergeAccountConfig,
 } from "../channels/plugins/account-helpers.js";
 export { normalizeChatType } from "../channels/chat-type.js";
-export { resolveAccountEntry } from "../routing/account-lookup.js";
+export { resolveAccountEntry, resolveNormalizedAccountEntry } from "../routing/account-lookup.js";
 export {
   DEFAULT_ACCOUNT_ID,
   normalizeAccountId,
diff --git a/src/routing/account-lookup.test.ts b/src/routing/account-lookup.test.ts
index 1960c8dd692..d44053e0f92 100644
--- a/src/routing/account-lookup.test.ts
+++ b/src/routing/account-lookup.test.ts
@@ -1,5 +1,5 @@
 import { describe, expect, it } from "vitest";
-import { resolveAccountEntry } from "./account-lookup.js";
+import { resolveAccountEntry, resolveNormalizedAccountEntry } from "./account-lookup.js";
 
 describe("resolveAccountEntry", () => {
   it("resolves direct and case-insensitive account keys", () => {
@@ -17,3 +17,26 @@ describe("resolveAccountEntry", () => {
     expect(resolveAccountEntry(accounts, "default")).toBeUndefined();
   });
 });
+
+describe("resolveNormalizedAccountEntry", () => {
+  it("resolves normalized account keys with a custom normalizer", () => {
+    const accounts = {
+      "Ops Team": { id: "ops" },
+    };
+
+    expect(
+      resolveNormalizedAccountEntry(accounts, "ops-team", (accountId) =>
+        accountId.trim().toLowerCase().replaceAll(" ", "-"),
+      ),
+    ).toEqual({ id: "ops" });
+  });
+
+  it("ignores prototype-chain values", () => {
+    const inherited = { default: { id: "polluted" } };
+    const accounts = Object.create(inherited) as Record<string, { id: string }>;
+
+    expect(
+      resolveNormalizedAccountEntry(accounts, "default", (accountId) => accountId),
+    ).toBeUndefined();
+  });
+});
diff --git a/src/routing/account-lookup.ts b/src/routing/account-lookup.ts
index fc891306f67..c9b8d81a891 100644
--- a/src/routing/account-lookup.ts
+++ b/src/routing/account-lookup.ts
@@ -12,3 +12,19 @@ export function resolveAccountEntry<T>(
   const matchKey = Object.keys(accounts).find((key) => key.toLowerCase() === normalized);
   return matchKey ? accounts[matchKey] : undefined;
 }
+
+export function resolveNormalizedAccountEntry<T>(
+  accounts: Record<string, T> | undefined,
+  accountId: string,
+  normalizeAccountId: (accountId: string) => string,
+): T | undefined {
+  if (!accounts || typeof accounts !== "object") {
+    return undefined;
+  }
+  if (Object.hasOwn(accounts, accountId)) {
+    return accounts[accountId];
+  }
+  const normalized = normalizeAccountId(accountId);
+  const matchKey = Object.keys(accounts).find((key) => normalizeAccountId(key) === normalized);
+  return matchKey ? accounts[matchKey] : undefined;
+}