diff --git a/ui/src/ui/app-settings.refresh-active-tab.node.test.ts b/ui/src/ui/app-settings.refresh-active-tab.node.test.ts
index 3c16af25d4e..02adea8fad9 100644
--- a/ui/src/ui/app-settings.refresh-active-tab.node.test.ts
+++ b/ui/src/ui/app-settings.refresh-active-tab.node.test.ts
@@ -330,6 +330,23 @@ describe("refreshActiveTab", () => {
     expect(mocks.loadUsageMock).toHaveBeenCalled();
   });
 
+  it("skips overview usage refresh if the user leaves while primary loaders run", async () => {
+    const host = createHost();
+    host.tab = "overview";
+    const channels = createDeferred();
+    mocks.loadChannelsMock.mockReturnValueOnce(channels.promise);
+
+    const refresh = refreshActiveTab(host as never);
+    await Promise.resolve();
+    host.tab = "sessions";
+    channels.resolve();
+
+    await refresh;
+
+    expect(mocks.loadUsageMock).not.toHaveBeenCalled();
+    expect(mocks.loadSkillsMock).toHaveBeenCalledOnce();
+  });
+
   it("does not wait for config schema before resolving config tab refresh", async () => {
     const host = createHost();
     host.tab = "config";
diff --git a/ui/src/ui/app-settings.ts b/ui/src/ui/app-settings.ts
index c2b730c717e..57db6c3e9d4 100644
--- a/ui/src/ui/app-settings.ts
+++ b/ui/src/ui/app-settings.ts
@@ -741,9 +741,8 @@ export async function loadOverview(host: SettingsHost, opts?: { refresh?: boolea
   void Promise.allSettled([
     loadDebug(app),
     loadSkills(app),
-    // Only fetch usage data if the overview tab is still active. The user may
-    // have navigated away during the async primary load, in which case firing
-    // usage.cost is wasteful — especially expensive on 5.22 (pre-beta.2).
+    // The primary overview loaders can finish after the user has navigated away.
+    // Avoid starting the expensive usage RPC for stale overview refreshes.
     isCurrentOverviewRefresh() ? loadUsage(app) : Promise.resolve(),
     loadOverviewLogs(app),
     // `refresh: true` bypasses the gateway's 60s auth-status cache so a