diff --git a/src/agents/skills.agents-skills-directory.test.ts b/src/agents/skills.agents-skills-directory.test.ts
new file mode 100644
index 00000000000..917bc996ad1
--- /dev/null
+++ b/src/agents/skills.agents-skills-directory.test.ts
@@ -0,0 +1,153 @@
+import fs from "node:fs/promises";
+import os from "node:os";
+import path from "node:path";
+import { afterEach, beforeEach, describe, expect, it, vi } from "vitest";
+import { buildWorkspaceSkillsPrompt } from "./skills.js";
+
+async function writeSkill(params: {
+  dir: string;
+  name: string;
+  description: string;
+  body?: string;
+}) {
+  const { dir, name, description, body } = params;
+  await fs.mkdir(dir, { recursive: true });
+  await fs.writeFile(
+    path.join(dir, "SKILL.md"),
+    `---
+name: ${name}
+description: ${description}
+---
+
+${body ?? `# ${name}\n`}
+`,
+    "utf-8",
+  );
+}
+
+describe("buildWorkspaceSkillsPrompt — .agents/skills/ directories", () => {
+  let fakeHome: string;
+
+  beforeEach(async () => {
+    fakeHome = await fs.mkdtemp(path.join(os.tmpdir(), "openclaw-home-"));
+    vi.spyOn(os, "homedir").mockReturnValue(fakeHome);
+  });
+
+  afterEach(() => {
+    vi.restoreAllMocks();
+  });
+
+  it("loads project .agents/skills/ above managed and below workspace", async () => {
+    const workspaceDir = await fs.mkdtemp(path.join(os.tmpdir(), "openclaw-"));
+    const managedDir = path.join(workspaceDir, ".managed");
+    const bundledDir = path.join(workspaceDir, ".bundled");
+
+    await writeSkill({
+      dir: path.join(managedDir, "shared-skill"),
+      name: "shared-skill",
+      description: "Managed version",
+    });
+    await writeSkill({
+      dir: path.join(workspaceDir, ".agents", "skills", "shared-skill"),
+      name: "shared-skill",
+      description: "Project agents version",
+    });
+
+    // project .agents/skills/ wins over managed
+    const prompt1 = buildWorkspaceSkillsPrompt(workspaceDir, {
+      managedSkillsDir: managedDir,
+      bundledSkillsDir: bundledDir,
+    });
+    expect(prompt1).toContain("Project agents version");
+    expect(prompt1).not.toContain("Managed version");
+
+    // workspace wins over project .agents/skills/
+    await writeSkill({
+      dir: path.join(workspaceDir, "skills", "shared-skill"),
+      name: "shared-skill",
+      description: "Workspace version",
+    });
+
+    const prompt2 = buildWorkspaceSkillsPrompt(workspaceDir, {
+      managedSkillsDir: managedDir,
+      bundledSkillsDir: bundledDir,
+    });
+    expect(prompt2).toContain("Workspace version");
+    expect(prompt2).not.toContain("Project agents version");
+  });
+
+  it("loads personal ~/.agents/skills/ above managed and below project .agents/skills/", async () => {
+    const workspaceDir = await fs.mkdtemp(path.join(os.tmpdir(), "openclaw-"));
+    const managedDir = path.join(workspaceDir, ".managed");
+    const bundledDir = path.join(workspaceDir, ".bundled");
+
+    await writeSkill({
+      dir: path.join(managedDir, "shared-skill"),
+      name: "shared-skill",
+      description: "Managed version",
+    });
+    await writeSkill({
+      dir: path.join(fakeHome, ".agents", "skills", "shared-skill"),
+      name: "shared-skill",
+      description: "Personal agents version",
+    });
+
+    // personal wins over managed
+    const prompt1 = buildWorkspaceSkillsPrompt(workspaceDir, {
+      managedSkillsDir: managedDir,
+      bundledSkillsDir: bundledDir,
+    });
+    expect(prompt1).toContain("Personal agents version");
+    expect(prompt1).not.toContain("Managed version");
+
+    // project .agents/skills/ wins over personal
+    await writeSkill({
+      dir: path.join(workspaceDir, ".agents", "skills", "shared-skill"),
+      name: "shared-skill",
+      description: "Project agents version",
+    });
+
+    const prompt2 = buildWorkspaceSkillsPrompt(workspaceDir, {
+      managedSkillsDir: managedDir,
+      bundledSkillsDir: bundledDir,
+    });
+    expect(prompt2).toContain("Project agents version");
+    expect(prompt2).not.toContain("Personal agents version");
+  });
+
+  it("loads unique skills from all .agents/skills/ sources alongside others", async () => {
+    const workspaceDir = await fs.mkdtemp(path.join(os.tmpdir(), "openclaw-"));
+    const managedDir = path.join(workspaceDir, ".managed");
+    const bundledDir = path.join(workspaceDir, ".bundled");
+
+    await writeSkill({
+      dir: path.join(managedDir, "managed-only"),
+      name: "managed-only",
+      description: "Managed only skill",
+    });
+    await writeSkill({
+      dir: path.join(fakeHome, ".agents", "skills", "personal-only"),
+      name: "personal-only",
+      description: "Personal only skill",
+    });
+    await writeSkill({
+      dir: path.join(workspaceDir, ".agents", "skills", "project-only"),
+      name: "project-only",
+      description: "Project only skill",
+    });
+    await writeSkill({
+      dir: path.join(workspaceDir, "skills", "workspace-only"),
+      name: "workspace-only",
+      description: "Workspace only skill",
+    });
+
+    const prompt = buildWorkspaceSkillsPrompt(workspaceDir, {
+      managedSkillsDir: managedDir,
+      bundledSkillsDir: bundledDir,
+    });
+    expect(prompt).toContain("managed-only");
+    expect(prompt).toContain("personal-only");
+    expect(prompt).toContain("project-only");
+    expect(prompt).toContain("workspace-only");
+  });
+});
diff --git a/src/agents/skills/workspace.ts b/src/agents/skills/workspace.ts
index c02701653ad..fe6faf5ab71 100644
--- a/src/agents/skills/workspace.ts
+++ b/src/agents/skills/workspace.ts
@@ -4,6 +4,7 @@ import {
   type Skill,
 } from "@mariozechner/pi-coding-agent";
 import fs from "node:fs";
+import os from "node:os";
 import path from "node:path";
 import type { OpenClawConfig } from "../../config/config.js";
 import type {
@@ -121,7 +122,7 @@ function loadSkillEntries(
   };
 
   const managedSkillsDir = opts?.managedSkillsDir ?? path.join(CONFIG_DIR, "skills");
-  const workspaceSkillsDir = path.join(workspaceDir, "skills");
+  const workspaceSkillsDir = path.resolve(workspaceDir, "skills");
   const bundledSkillsDir = opts?.bundledSkillsDir ?? resolveBundledSkillsDir();
   const extraDirsRaw = opts?.config?.skills?.load?.extraDirs ?? [];
   const extraDirs = extraDirsRaw
@@ -150,13 +151,23 @@ function loadSkillEntries(
     dir: managedSkillsDir,
     source: "openclaw-managed",
   });
+  const personalAgentsSkillsDir = path.resolve(os.homedir(), ".agents", "skills");
+  const personalAgentsSkills = loadSkills({
+    dir: personalAgentsSkillsDir,
+    source: "agents-skills-personal",
+  });
+  const projectAgentsSkillsDir = path.resolve(workspaceDir, ".agents", "skills");
+  const projectAgentsSkills = loadSkills({
+    dir: projectAgentsSkillsDir,
+    source: "agents-skills-project",
+  });
   const workspaceSkills = loadSkills({
     dir: workspaceSkillsDir,
     source: "openclaw-workspace",
   });
 
   const merged = new Map<string, Skill>();
-  // Precedence: extra < bundled < managed < workspace
+  // Precedence: extra < bundled < managed < agents-skills-personal < agents-skills-project < workspace
   for (const skill of extraSkills) {
     merged.set(skill.name, skill);
   }
@@ -166,6 +177,12 @@ function loadSkillEntries(
   for (const skill of managedSkills) {
     merged.set(skill.name, skill);
   }
+  for (const skill of personalAgentsSkills) {
+    merged.set(skill.name, skill);
+  }
+  for (const skill of projectAgentsSkills) {
+    merged.set(skill.name, skill);
+  }
   for (const skill of workspaceSkills) {
     merged.set(skill.name, skill);
   }